I recently drafted a proposal, A4965, which regulates prepaid accounts by limiting the fees that may be charged in connection with those accounts. The proposal would also limit a consumer’s liability for an unauthorized electronic fund transfer involving the consumer’s prepaid account, and require financial institutions holding prepaid accounts to disclose certain information to consumers. It is mirrored off of the regulations that were issued by the Consumer Financial Protections Bureau (CFPB), which have been under assault by President Trump and members of the Congressional leadership.Read more
Intense and often highly partisan battles over the right to vote have gripped our nation. It is critically important to safeguard the integrity of our electoral process. However, in the fervor to achieve that goal, we must not intentionally or otherwise undermine access to the ballot box. Some in our country have tried to make exaggerated claims of voter fraud as a mask to subvert the ability of all Americans to have a say in our sacred democracy. This should chill all of us regardless of our political stripe. The price that was paid by so many for the right to vote in our country demands that we speak in a unified voice against those who seek to deny this constitutional right.Read more
June is LGBTQ (Lesbian, Gay, Bisexual, Transgender, Queer) Pride Month. It is not an “official” holiday, but the cause for celebration is in what it represents: that equality matters and it's important for everyone to stand together to allow our neighbors to love whomever they choose.Read more
The first step in solving the health care puzzle in the United States is to recognize that there is no single idea or a one-size-fits-all legislation that makes the problem go away. It is too broad and too complex. However, by creatively examining each piece of the puzzle, we can design an interlocking package of health care solutions. This is what I have attempted to do on the state level along with other well-intentioned legislators, to offer an encompassing umbrella that covers a broad segment of health care issues.Read more
Few clichés have entered the lexicon with such persistence as the one that maintains that the definition of insanity is doing the same thing over and over again and expecting a different result. Unfortunately, this cliché survives and it aptly describes United States Attorney General Jeff Sessions’ proposed sentencing guidelines applied to convicted drug users.Read more
In the war against human trafficking, a first-of-a-kind lawsuit against a Philadelphia motel signals a new and important crime prevention tool. In Pennsylvania, this new law allows victims of sex trafficking to sue the hotel or motel where the abuse occurs.Read more
Pushed by powerful and influential people in the Democratic Party, the name of Camden Mayor Dana Redd is active in the world of former Ambassador to Germany Phil Murphy as an LG option, sources say.Read more
The conversation surrounding health care in our country can be oftentimes complicated and difficult to grapple with. Trying to decipher the impact of block grants and state waivers, Medicaid and Medicare, and how it affects your financial and physical well being can be overwhelming. Compounding this debate is that health care is a very emotional issue because we rarely think about until we or our loved ones absolutely need it.Read more
WILLINGBORO — The race to become New Jersey's next governor will likely garner the most attention, but all 120 seats in the Legislature are also up for grabs in November.
And the elected leaders who sit in those seats will have a huge say about what legislation gets sent to the next governor.
With that in mind, Democrats Troy Singleton, Herb Conaway and Carol Murphy kicked off their election campaign Tuesday, promising to work tirelessly to represent the interests and values of the residents of the 7th Legislative District.Read more
It's a sad truth. Most Americans don't save enough for retirement. Studies by the United States Bureau of Labor show that the majority of workers do not have a retirement savings plan through their employer, and less than 10 percent of all workers contribute to a plan outside of work. It's a discomforting thought, and it's an economic punch that people will have to live with — day by day — during a period that is supposed to be their "golden years."Read more