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Sometimes an idea that seems too good to be true is just that. One of those ideas is being touted by President-Elect Donald Trump and the Republican leadership in Congress as a key component of the Affordable Care Act (ACA) “repeal and replace” strategy. The idea is to allow health insurance to be sold across state lines. This regurgitated policy proposal is a popular sound bite, let consumers save money by purchasing health insurance coverage from another state where the policy may be cheaper. However, this proposal, which has been kicked around for well over a decade, is a bad idea.