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Troy Talk: Promoting Fairness And Safeguards For Prepaid Debit Cards

tt-debit-cards.jpgI recently drafted a proposal, A4965, which regulates prepaid accounts by limiting the fees that may be charged in connection with those accounts. The proposal would also limit a consumer’s liability for an unauthorized electronic fund transfer involving the consumer’s prepaid account, and require financial institutions holding prepaid accounts to disclose certain information to consumers. It is mirrored off of the regulations that were issued by the Consumer Financial Protections Bureau (CFPB), which have been under assault by President Trump and members of the Congressional leadership.

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Troy Talk: Voting Rights Under Assault

tt-voter-fraud.jpgIntense and often highly partisan battles over the right to vote have gripped our nation. It is critically important to safeguard the integrity of our electoral process. However, in the fervor to achieve that goal, we must not intentionally or otherwise undermine access to the ballot box. Some in our country have tried to make exaggerated claims of voter fraud as a mask to subvert the ability of all Americans to have a say in our sacred democracy. This should chill all of us regardless of our political stripe. The price that was paid by so many for the right to vote in our country demands that we speak in a unified voice against those who seek to deny this constitutional right.

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Troy Talk: Continuing The Search For Equality

tt-lgbtq.jpgJune is LGBTQ (Lesbian, Gay, Bisexual, Transgender, Queer) Pride Month. It is not an “official” holiday, but the cause for celebration is in what it represents: that equality matters and it's important for everyone to stand together to allow our neighbors to love whomever they choose.

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